kevin. is an innovative online banking service, that allows to easily link and manage different crypto accounts and bank accounts, including bank accounts located in different banks. kevin. provides its clients with possibility to spend funds, keep track of the spendings, convert currencies, request payments from friends and business partners, and pay with any account, including cryptocurrencies and ERC20 tokens. kevin. card can be connected to any account, the card supports contactless payments and guarantees the highest level of security. Additionally, kevin. offers API for merchants. Thanks to the kevin. API, merchants are able to accept crypto payments from their clients and receive fiat money, while all the conversions are made on kevin. side. Developers can use kevin. SDK to develop and immediately offer their services to thousands of kevin. users. We aim to have a product that can be used by everyone, without having to master the underlying technology. So, as part of our roadmap, for assets that lack liquidity, we'll be providing an easy-to-use in-app fiat-token exchange tool. This provides users unaware of the token economy with a convenient on-ramp to not only our platform but also to the token economy at large.